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Resources for Buyers
A Plus Settlement Services, Inc. is committed to providing reliable real estate closing services to buyers with four convenient locations in McConnellsburg, Greencastle, and Chambersburg, PA, as well as Hagerstown, MD. We oversee the entire closing process for your new property, working with real estate agents, attorneys, loan officers, contractors, and government agencies to ensure that everything runs smoothly and your investment is protected.
In the settlement search process, one out of every four title searches reveals a defect. This can mean serious legal complications for your investment. As real estate title experts, we can protect you and your property from the pitfalls of property liens, forged deeds, and other hidden issues in the chain of title.
Understanding Title Insurance
What is title insurance & what types are there?
A Loan Policy protects the lender for the amount of the loan, while the Owner’s Policy protects you, the homeowner, for your investment in the property—your equity. In both cases, the title process covers an exhaustive search of public records to make certain the title to the subject property is clear, and covers against future loss if a claim against the property is made.
How is title insurance different from other kinds of insurance?
Title insurance, on the other hand, is based on loss prevention, which means that a much larger percentage of the premium dollar is spent preventing title problems from occurring. These upfront costs cover searching, identifying, and eliminating risks that could result in a future claim.
Why is title insurance valuable?
How can I best protect myself against a title claim?
201 S. 2nd St., Suite 101
McConnellsburg, PA 17233
17A W. Baltimore St.
Greencastle, PA 17225
37 S. Main Street, Ste. 101
Chambersburg, PA 17201