A Settlement Agency You Can Trust
Our Process
At A Plus Settlement Services, Inc., we conduct title searches, examinations, closings, and issue title insurance that protects real property owners and mortgage lenders against losses arising from defects in title. Serving clients across McConnellsburg, Greencastle, and Chambersburg, PA, we regularly facilitate purchases and refinance closing transactions in the Counties of Franklin, Fulton, Cumberland, Huntingdon, and Bedford.
We are experts at finding potential issues and resolving them all before your proposed settlement date, often without you even knowing there was an issue. Our goal is to provide a smooth and pleasant closing experience without last minute surprises. After all, you have enough to worry about.
The Value of Local Expertise in Title Insurance
Choosing a title company with deep roots in south central Pennsylvania ensures that your real estate transaction is handled by professionals who understand the unique legal, regulatory, and logistical requirements of the area. At A Plus Settlement Services, our team is familiar with county-specific processes in Franklin, Fulton, Cumberland, Huntingdon, and Bedford—a level of insight that helps prevent delays and ensures smoother closings.
Our relationships with local realtors, lenders, and courthouse personnel allow us to move quickly and efficiently. Whether you are buying your first home, refinancing an investment property, or handling a complex estate transfer, our local knowledge becomes your competitive advantage.
Transparent Communication Every Step of the Way
We believe that great service means keeping clients informed. Throughout your title insurance settlement process, our team offers timely updates and clear guidance on what’s needed next. From confirming deadlines to explaining documents in plain language, we make sure no detail gets overlooked.
In addition to processing your file accurately, we’re committed to answering questions quickly and ensuring you feel supported. It’s this balance of efficiency and human touch that sets A Plus Settlement Services apart.
We Take Care of Every Detail
Every closing is unique, which is why it requires a skilled professional to navigate the process. We oversee the closing process and make sure everything happens in the right order and on-time, without any unnecessary delays or glitches.
1. Securing the Title
2. Closing the Deal
We pay the seller and their mortgage lender; obtain funds from the buyer and the new lender; collect recording fees and taxes for the government; facilitate the execution of all the required documentation; and file the paperwork at the local courthouse. In effect, we orchestrate the settlement from the start to finish with all parties involved, including real estate agents, attorneys, loan officers, contractors, and government agencies.
3. Follow-up Support
What Sets Our Title Insurance Apart
Title insurance is more than a formality—it’s a powerful layer of protection that can save you from costly legal issues. Our title insurance settlement services go beyond the basics by delivering:
– Thorough title reviews to identify and resolve potential defects early
– Customized support based on the nature of your transaction
– Post-closing guidance in case a claim arises after settlement
– Access to trusted underwriters for dependable policy coverage
When you work with A Plus, you’re choosing a partner who takes your financial security seriously.
Cyber Fraud Closing Checklist
Think you can’t fall victim to cyber fraud? Think again! Follow these tips on how to avoid cyber fraud when closing! Our tips will help you understand best practices when it comes to sending information online.
Frequently Asked Questions
What is title insurance, and why do I need it?
Title insurance protects you and your lender from financial loss due to issues with the property title, such as undisclosed liens, ownership disputes, or errors in public records. It ensures that you have clear ownership and peace of mind when purchasing real estate.
How long does the settlement process usually take?
The settlement timeline can vary, but most residential closings are completed within 30 to 45 days from the accepted offer. At A Plus Settlement Services, we work efficiently to meet your deadlines and keep you informed every step of the way.
What should I bring to closing?
You’ll need a valid government-issued ID, any documents your lender requires, and certified funds or wiring instructions for the closing costs. We’ll send you a checklist ahead of time so you’re fully prepared for a smooth closing.
Do you offer electronic closings or remote services?
Yes, we offer flexible options including in-person, remote, and hybrid closings. Our secure e-closing platform allows you to complete most paperwork online while still receiving personalized guidance from our settlement team.
Who chooses the title company?
In Pennsylvania, the buyer typically has the right to choose the title company. Choosing A Plus Settlement Services ensures you receive local expertise, transparency, and a streamlined closing experience.
What areas do you serve?
We proudly serve south central Pennsylvania, including Franklin, Fulton, Cumberland, and surrounding counties. With offices in McConnellsburg, Greencastle, and Chambersburg, our team is always close by to assist.
1. Securing the Title
2. Closing the Deal
We pay the seller and their mortgage lender; obtain funds from the buyer and the new lender; collect recording fees and taxes for the government; facilitate the execution of all the required documentation; and file the paperwork at the local courthouse. In effect, we orchestrate the settlement from the start to finish with all parties involved, including real estate agents, attorneys, loan officers, contractors, and government agencies.
3. Follow-up Support
McConnellsburg Office
201 S. 2nd St., Suite 101
McConnellsburg, PA 17233
Phone: 717-485-9244
Greencastle Office
17A W. Baltimore St.
Greencastle, PA 17225
Phone: 717-593-9300
Chambersburg Office
37 S. Main Street, Ste. 101
Chambersburg, PA 17201
Phone: 717-753-3620